In Brisbane, Australia, flood damage is a common reason for insurance claims from landlords. Suburbs in low-lying areas close to the Brisbane River are particularly at risk for landlord insurance claims. The suburbs of Oxley, West End, South Brisbane, St. Lucia, and Rocklea are among those most at risk from flooding.

Cyclones and other forms of extreme weather in the Far North Queensland region of Australia can inflict significant damage to buildings and substantial losses to property owners. Cairns, Port Douglas, and Townsville, along with other nearby suburbs, are more at risk for cyclone-related insurance claims because of their greater exposure to the elements. High winds, flooding, storm surges, fallen trees, and structural damage to roofs, external walls, and windows are common causes of insurance claims for landlords. Landlords should check their insurance policies to be sure they will pay for the full cost of repairing the property and its contents, as well as loss of rent cover if the property is uninhabitable.

Queensland's outback experiences a hot, dry climate that makes bushfires extremely dangerous. Bushfires are an all too typical occurrence in the rural areas of Queensland. Even though smoke and heat damage accounts for the bulk of claims in these regions, claims for complete loss of property and contents are are common occurrence. It's because of the high temperatures and the rapid spread of bushfires, which completely destroys homes and forces their owners to start over.